Calculators·🧾

Capital Gains Tax

Calculate LTCG / STCG tax on listed equity as per India's post-July 2024 tax rules.

Holding period
Capital gain₹1,00,000
Exempt (LTCG)₹1,00,000
LTCG tax₹0
Net gain after tax₹1,00,000
Effective tax rate0.00%

LTCG: 12.5% on gains above ₹1.25L. STCG: 20% flat. Applicable for listed equity post-July 2024 budget.

Capital Gains Tax

A capital gains tax calculator computes the tax owed on the profit from selling listed equity shares or equity mutual funds, applying India's STCG/LTCG rules based on the holding period.

Formula

Short-term (held ≤ 12 months): taxed at a flat rate on the full gain. Long-term (held > 12 months): taxed at a flat rate on gains exceeding the annual exemption threshold, per India's post-2018 equity capital gains regime.

Worked example

Input: Bought ₹2,00,000 of equity, sold for ₹2,80,000 after 18 months (long-term)

Result: Taxable gain after the exemption threshold is taxed at the LTCG rate; a sale within 12 months is taxed in full at the STCG rate instead

Frequently asked

Is the exemption threshold per transaction or per year?

The long-term capital gains exemption is an aggregate annual threshold across all your equity LTCG for the financial year, not per transaction.

Do these rates apply to debt mutual funds too?

No — debt fund taxation rules differ from listed equity/equity mutual funds; this calculator is scoped to equity capital gains.

Capital Gains Tax Calculator: how it works

This calculator applies Indian capital-gains rules to a trade: gains on holdings under 12 months are short-term, longer holdings are long-term and benefit from an annual exemption.

Formula

STCG = gain × 20%. LTCG = max(0, gain − ₹1,25,000 exemption) × 12.5%.