Income Tax Calculator
Compare Old Regime vs New Regime tax liability for FY2025-26, with 87A rebate and marginal relief applied. Free.
New RegimeLOWER TAX
Taxable income₹14,25,000
Tax before rebate₹93,750
87A rebate / relief₹0
Health & education cess (4%)₹3,750
Total tax payable₹97,500
Effective tax rate6.84%
Standard deduction ₹75,000
Old Regime
Taxable income₹14,50,000
Tax before rebate₹2,47,500
87A rebate / relief₹0
Health & education cess (4%)₹9,900
Total tax payable₹2,57,400
Effective tax rate17.75%
Standard deduction ₹50,000 — before any 80C/HRA/other deductions
New Regime has the lower tax at this income, saving ₹1,59,900.
Old Regime shown here excludes 80C/80D/HRA/home-loan-interest deductions — if you claim those, its real tax will be lower. Add them yourself before deciding. Surcharge (income > ₹50L) isn't modeled. This is not personalized tax advice.