Lumpsum Calculator
Calculate returns on a one-time investment over a period using compound growth.
Lumpsum Calculator
A lumpsum calculator projects the future value of a one-time investment compounding annually at a given rate of return.
FV = P × (1 + r)^n, where P is the principal invested, r is the annual return rate, and n is the number of years.
Input: ₹5,00,000 invested for 15 years at 12% annual return
Result: Future value ≈ ₹27.36 lakh
How is a lumpsum different from a SIP?
A lumpsum is a single investment compounding for the full period; a SIP is a series of smaller monthly investments, each compounding for a different length of time.
Does this account for taxes on withdrawal?
No — this shows pre-tax growth. Use the Capital Gains Tax calculator to estimate LTCG/STCG on the eventual withdrawal.
Lumpsum Calculator: how it works
A lumpsum calculator shows what a single upfront investment becomes after compounding for a chosen number of years.
Formula
FV = P × (1 + r)^n, where P is the principal, r the annual return as a decimal and n the number of years.