Calculators·🏦

Lumpsum Calculator

Calculate returns on a one-time investment over a period using compound growth.

Invested amount₹1,00,000
Estimated gains₹2,10,585
Total value₹3,10,585
CAGR required12.00%
68%
Gains: ₹2,10,585
Principal: ₹1,00,000

Lumpsum Calculator

A lumpsum calculator projects the future value of a one-time investment compounding annually at a given rate of return.

Formula

FV = P × (1 + r)^n, where P is the principal invested, r is the annual return rate, and n is the number of years.

Worked example

Input: ₹5,00,000 invested for 15 years at 12% annual return

Result: Future value ≈ ₹27.36 lakh

Frequently asked

How is a lumpsum different from a SIP?

A lumpsum is a single investment compounding for the full period; a SIP is a series of smaller monthly investments, each compounding for a different length of time.

Does this account for taxes on withdrawal?

No — this shows pre-tax growth. Use the Capital Gains Tax calculator to estimate LTCG/STCG on the eventual withdrawal.

Lumpsum Calculator: how it works

A lumpsum calculator shows what a single upfront investment becomes after compounding for a chosen number of years.

Formula

FV = P × (1 + r)^n, where P is the principal, r the annual return as a decimal and n the number of years.