Calculators·💸

SWP Calculator

Systematic Withdrawal Plan — calculate how long your corpus lasts with regular monthly withdrawals.

Corpus will last∞ (sustainable)
Total withdrawn
Monthly withdrawal₹30,000

Your withdrawal rate is below the return rate — your corpus grows indefinitely.

SWP Calculator: how it works

An SWP calculator models drawing a fixed amount periodically from an invested corpus, tracking the depleting balance against ongoing returns.

Formula

Each period: balance = balance × (1 + i) − withdrawal, iterated until the balance is exhausted.