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Employee 12%; employer 12% split into EPS (8.33% of up to ₹15,000) and EPF. 8.25% is the full EPF page's default.
Calculators and illustrations, not investment advice or a guarantee. Returns and rates are your assumptions; results are ranges to plan with, not promises. Income tax uses FY2025-26 (AY2026-27) rules as summarised; check with a tax professional for your case.