Loan Prepayment Calculator
See how much interest you save by adding a fixed extra amount to every EMI. Free.
Regular EMI₹26,992
New EMI (with extra)₹36,992
Tenure without prepayment20.0 yrs
Tenure with prepayment10.5 yrs
Time saved114 months (9.5 yrs)
Total interest without prepayment₹34,78,027
Total interest with prepayment₹16,39,414
Interest saved₹18,38,613
RBI bars prepayment penalties on floating-rate home/personal loans to individuals; fixed-rate loans may still charge one — check your loan agreement before prepaying.