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How big a corpus you need, the SIP to get there, and how long it lasts.
| Calculator | Result |
|---|---|
| Retirement · Corpus needed | ₹8.62 Cr |
| SIP · Value after 15 years | ₹50.46 L |
| SWP · Corpus lasts | 100+ years |
| Inflation · Same basket will cost | ₹2.40 L |
Retirement → SWP (Corpus ₹) ⛓ chained: the first result fills the second input until you edit it.
Corpus = annual expense at retirement ÷ withdrawal rate. A planning range, not a guarantee.
Monthly compounding, contribution at the start of each month. Step-up raises the SIP once a year. The return is your assumption, not a promise.
Growth is credited, then the withdrawal is taken, every month.
5.5% is the long-run CPI preset the full inflation calculator uses; change it to your own figure.
Calculators and illustrations, not investment advice or a guarantee. Returns and rates are your assumptions; results are ranges to plan with, not promises. Income tax uses FY2025-26 (AY2026-27) rules as summarised; check with a tax professional for your case.